Why it's Important to Pre-Qualify

In the market for a mortgage? We'd be thrilled to discuss our many mortgage solutions! Call us at (405) 822-1957. Ready to begin? Apply Online Now.

It is important to consult your mortgage loan professional early — even before you have started narrowing down neighborhoods. What for? It might be difficult to fathom how we could help even before you begin to negotiate.


We can help you calculate the loan amount you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. This process walks you through your finances - your debt, income, job, and down payment money, among other things. We ask for a minimum amount of paperwork, with a short,basic process.

Once you qualify, will present to you a Pre-Qualification Letter (your real estate agent might refer to it as a "pre-qual"), which says that we are partnering with you to find the right mortgage to meet your financial needs and that we are confident you will qualify for a mortgage loan for up to a specific amount.

Power in the Pre-Qual

Some beneifits open to you after you have found your new house, and have achieved pre-qualification power. First, it lets you know how much you're able to offer. Even more important to the existing owner, your pre-qualification letter gives them certainty - as if you had come to their house with a bag of cash to back up the offer! They need not be concerned they have been wasting their time if you won't be able to be able to qualify for a big enough mortgage. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. They have a virtual guarantee that they can trust your ability to back up your offer.

We can help you pre-qualify

When we pre-qualify you, we help you determine the amount you can afford in monthly payments you can fit in your budget, and the size of loan you can qualify for. The process leads you through your finances - your debts, income, career, cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.


You can always use the mortgage calculators here on this site to get an idea of how much mortgage you can afford - but it's also valuable to talk with us. That way, we'll help you get your pre-qualification letter. For another thing, we could locate a different mortgage option that is a better fit for you. We are eager to meet with you: contact us at (405) 822-1957.

Have questions about pre-qualifying? Call us at (405) 822-1957. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.