When to Speak to Your Mortgage Professional

	Shopping for a mortgage? We'd be thrilled to answer your questions about our many mortgage solutions! Call us at (405) 822-1957. Want to get started? Apply Now.

It is important to consult your mortgage loan professional as soon as possible — even before you've begun researching neighborhoods. What for? It may be hard to understand the ways in which we could help even before you begin to talk about prices and negotiations.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you figure out the amount in monthly payments you can afford, and the loan amount you can qualify for. In the process, we explore your borrowing capacity - analyzing your job, available money for down payment, debt, income, and other circumstances. It's short and basic; We take pride in keeping the paperwork light.

We'll give you a Pre-Qualification Letter if you qualify, that says that we're confident you'll qualify for up to a predetermined amount of mortgage dollars.

Power in the Pre-Qual

Once you locate a house that meets your needs, and you decide to put together an offer, being pre-qualified for a loan will do a couple of things. The first is that you will know what you'll be able to afford when determining the offer. Even more important to the seller, your pre-qualification status gives them confidence - as if you had arrived at their home with a big box of cash to back up the offer! They will not need to worry that they are wasting their time if you don't have the ability to qualify for a big enough mortgage. The seller of the home won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't cause them concern. You can have the sway of a buyer ready to make the purchase right now!

We will help you pre-qualify

When we pre-qualify you, we help you decide the amount you can afford in monthly mortgage payments you can fit in your budget, and how much we of a loan you can qualify for. During this process, we calculate your ability to borrow - looking at your earning status, money available for down payment, debt, income, and other circumstances. It's short and to the point; and we take pride in keeping the paperwork to a minimum.

One-on-One

You can always use the mortgage calculators here on our website to get an idea of how much mortgage you'll be able to afford - but it's also valuable to talk with one of our mortgage professionals. For one thing, you'll need a Pre-Qualification Letter! Then, we'll make sure we have found the best mortgage loan program for your situation. Contact us at (405) 822-1957 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at (405) 822-1957. Executive Lending Group answers pre-qualifying questions every day.