Why Pre-Qualify?

	Shopping for a mortgage? We'll be glad to answer your questions about our many mortgage solutions! Call us at (405) 822-1957. Want to get started? Apply Here.

Even if you've not so much as researched homes to visit yet, it can be advantageous to visit with your mortgage pro early. What for? Maybe it's hard to understand the way we can help even before you begin to calculate your offer.

Pre-Qualify

When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can afford, and how much we of a loan you will qualify for. During the process, we explore your ability to borrow - analyzing your earning status, money available for down payment, debt, income, and other circumstances. It's quick and basic; We keep the paperwork light.

We'll award you a Pre-Qualification Letter if you qualify, that says that we are confident you'll qualify for up to a specific amount of mortgage loan dollars.

Pre-Qual Power

A number of beneifits open to you when you find your dream house, and have achieved pre-qualification power. The first is that you'll know what you can afford when putting together the offer. Even more important to the seller of the home, your pre-qualification gives them confidence - as if you'd entered their house with a big box of cash to make the offer! They will not need to wonder if that they have been wasting their time if you do not be able to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for the necessary loan amount won't be something for them to fret over. You'll have the sway of a buyer ready to make the purchase on the spot!

We will help you pre-qualify

When we pre-qualify you, we help you determine the amount you can afford in mortgage payments you can fit in your budget, and the loan amount you can qualify for. We will accomplish this by considering your debts and income, your work and housing circumstances, your funds available for a down payment, required reserves, and other financial considerations. We will require a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

You can always use the mortgage calculators on our site to calculate how much mortgage you'll be able to afford - but it's also essential to talk with one of our mortgage professionals. We can begin getting your pre-qualification letter. Next, we can review your loan choices to make sure you have selected the right one. Let us get you started: Contact us at (405) 822-1957.

Have questions about pre-qualifying? Call us at (405) 822-1957. We answer pre-qualification questions every day.