When to Talk to Your Mortgage Professional About Pre-Qualifying

	Are you looking for a new mortgage? We will be glad to assist you! Give us a call today at (405) 822-1957. Ready to get started? Apply Now.

It's important to bring in your mortgage professional as soon as possible — even before you've started to consider neighborhoods. What for? When you do not yet know how much home you need to qualify for, how could we help?

We Can Help You Pre-Qualify

We will help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. The process takes you through your financial situation - your debts, income, job, and down payment money, among other things. It's quick and basic; We take pride in keeping the paperwork to a minimum.

After you are determined to be eligible, we will prove our confidence in your ability to qualify for a mortgage loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Power in the Pre-Qual

Several beneifits open to you when you have found your next house, and have pre-qualification. First of all, you have some concrete numbers in mind, as the amount you will be able to borrow. Even more important to the seller of the house, your pre-qualification gives them certainty - as if you'd arrived at their home with a big box of cash to back up the offer! They will not need to worry that that they're wasting their time if you will not have the ability to qualify for a big enough mortgage loan. The seller won't worry if he can trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to lose sleep over. You have the influence of a buyer ready to make the purchase right now!

We will help you with your pre-qualification

When we pre-qualify you, we help you decide the amount you can afford in monthly mortgage payments you can afford, and the loan amount you will qualify for. We will accomplish this by reviewing your debts and income, your employment and housing circumstances, your funds available for a down payment, required reserves, and some other things. It's quick and basic; and we keep the paperwork light.

One-on-One

You can always use the mortgage calculators on our website to get an idea of how much mortgage you'll be able to afford - but it's also important to talk with one of our mortgage professionals. We can begin working on your pre-qualification letter. Next, we can consider your mortgage choices and make sure you have selected the right one. We are eager to hear from you: call us at (405) 822-1957.

Have questions about pre-qualifying? Call us at (405) 822-1957. We answer pre-qualification questions every day.