When to Talk to Your Mortgage Pro

	Looking for mortgage advice? We can assist you! Give us a call at (405) 822-1957. Ready to get started? Apply Here.

It is important to consult your mortgage professional as soon as possible — even before you have started to consider neighborhoods. Why? What can we do for you before you have negotiated an amount, and do not yet know the amount you need to borrow?

We Can Help You Pre-Qualify

We will help you find out the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. In this process, we calculate your borrowing potential - looking at your employment, money available for down payment, debt, income, and other circumstances. We require a minimum amount of paperwork, with a short,basic process.

We will award you a Pre-Qualification Letter if you qualify, that states that we're confident you'll qualify for a specific amount of mortgage loan dollars.

Pre-Qual Power

When you find the house that is ideal for you, and you want to make an offer, being pre-qualified for a loan will do several things. First of all, you have some definite numbers in mind, as the amount you will qualify for with your mortgage loan. Having pre-qualification also will make your offer look even better to the seller, as if you were bringing them a suitcase of cash! They need not worry that that they have been wasting their time if you don't be able to qualify for a high enough mortgage. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary loan amount won't cause them concern. They have a virtual guarantee to trust your ability to back up your offer.

We will help you pre-qualify

We can help you calculate how much of a mortgage loan you can afford, and how much money you may be able to borrow, by walking you through the pre-qualification process. We do this by considering your income and debts, your employment and residence situations, the funds available for down payment, required reserves, and some other things. We will require a minimum amount of paperwork, and avoid a lengthy process.

One on one

You can always use the calculators available on this site to calculate the size mortgage you will be able to afford - but it's also important to talk with one of our mortgage professionals. We can work toward your pre-qualification letter. Then, we'll make sure we have the ideal mortgage loan program for your situation. Let us get you started: Contact us at (405) 822-1957.

Have questions about pre-qualifying? Call us at (405) 822-1957. It's our job to answer pre-qualification questions, so we're happy to help!